Insurance Companies that sell Bicycle Insurance

Please note that insurance offerings can vary by region and country. Here is a list of well-known insurance companies that may offer bicycle insurance coverage, along with some brief details about each:

1. Velosurance: Velosurance is a specialized insurance provider focused solely on bicycle insurance. They offer comprehensive coverage options, including theft, damage, liability, and roadside assistance.

2. Markel Insurance: Markel Insurance offers bicycle insurance coverage for theft, damage, and liability. They provide customizable policies tailored to individual needs and offer options for accessories and racing bikes.

3. Spoke Insurance: Spoke Insurance specializes in bicycle insurance and offers coverage for theft, accidental damage, vandalism, and liability. They provide flexible plans with options for different bike types and accessories.

4. Nationwide (USA): Nationwide offers bicycle coverage as part of their homeowners or renters insurance policies. Their coverage typically includes theft and damage, and it can be customized to fit specific needs.

5. Progressive (USA): Progressive offers bicycle coverage as an add-on to their homeowners, condo, or renters insurance policies. They provide protection against theft, damage, and liability, with options to add accessories coverage.

6. Allstate (USA): Allstate offers bicycle coverage as part of their homeowners or renters insurance policies. They provide protection for theft, damage, and liability, and additional coverage options for accessories and high-value bikes.

7. State Farm (USA): State Farm offers bicycle coverage as an endorsement to their homeowners or renters insurance policies. Their coverage typically includes theft, damage, and liability, with options for accessories and customized coverage limits.

8. Farmers Insurance (USA): Farmers Insurance provides coverage for bicycles through their homeowners, renters, or condo insurance policies. They offer protection against theft, damage, and liability, with options to add coverage for accessories.

9. Esurance (USA): Esurance offers bicycle coverage as part of their homeowners or renters insurance policies. They provide protection for theft, damage, and liability, with customizable coverage limits.

10. Lemonade (USA): Lemonade is a digital insurance company that offers renters insurance, including coverage for bicycles. They provide theft and damage coverage, with straightforward and transparent policies.

11. Aviva (UK): Aviva offers bicycle insurance coverage in the UK. They provide protection against theft, accidental damage, and liability. Aviva allows customization of coverage based on individual needs.

12. ETA Cycle Insurance (UK): ETA Cycle Insurance is a specialist bicycle insurance provider in the UK. They offer comprehensive coverage for theft, accidental damage, personal accident, and third-party liability.

13. Cycleguard (UK): Cycleguard is a UK-based insurance provider offering coverage for bicycles against theft, accidental damage, and personal accident. They provide options for various types of bicycles and accessories.

14. Bikmo (UK): Bikmo offers bicycle insurance coverage in the UK. They provide comprehensive protection for theft, damage, liability, and personal accident. Bikmo also offers coverage for racing and professional use bikes.

15. Pedalsure (UK): Pedalsure is a specialized bicycle insurance provider in the UK. They offer coverage for theft, accidental damage, personal accident, and liability. Pedalsure also provides coverage for racing and triathlon events.

16. Eversure (UK): Eversure offers bicycle insurance coverage in the UK. They provide protection against theft, accidental damage, personal accident, and liability. Eversure offers flexible policies with optional cover for accessories and competition use.

17. Yellow Jersey (UK): Yellow Jersey is a UK-based bicycle insurance specialist. They offer comprehensive coverage for theft, damage, liability, personal accident, and racing events. Yellow Jersey also provides options for custom bikes and accessories.

18. Swann Insurance (Australia): Swann Insurance offers bicycle insurance coverage in Australia. They provide protection against theft, accidental damage, and liability. Swann Insurance offers customizable coverage options.

19. Velosure (Australia): Velosure is an Australian bicycle insurance provider. They offer comprehensive coverage for theft, damage, liability, personal accident, and racing events. Velosure also provides options for accessories and customized policies.

20. BikeSure (Australia): BikeSure offers bicycle insurance coverage in Australia. They provide protection against theft, accidental damage, and liability. BikeSure offers customizable policies for various types of bicycles.

Remember to review the coverage details, terms, and conditions of each insurance provider to ensure their policies meet your specific requirements.

14 Tips and Tricks for Preventing Bicycle Theft

Here are some tips and tricks to help prevent your bicycle from being stolen:

1. Invest in a high-quality lock: Purchase a sturdy, durable lock designed specifically for bicycles. U-locks and heavy-duty chain locks are considered more secure than cable locks. Don't get a cheap lock from Canadian Tire (like the one on the right).
   

2. Lock both the frame and wheels: When securing your bike, pass the lock through the frame, front wheel, and rear wheel. This prevents thieves from easily removing parts of your bicycle.

3. Lock your bike in a well-lit area: Choose well-populated, well-lit locations with high foot traffic to park and lock your bicycle. Thieves are less likely to target bikes in busy areas.

4. Use designated bike racks: Look for designated bike racks or secure structures designed for locking bicycles. Avoid random poles or fences that can be easily cut or removed.

5. Avoid leaving your bike overnight: If possible, bring your bicycle indoors at night or store it in a secure, locked area. Overnight thefts are more common, so minimizing the time your bike spends unattended reduces the risk.

6. Consider multiple locks: Using more than one lock can deter thieves. Use a combination of different lock types (e.g., U-lock and a chain lock) to make it more challenging for them to break through all the locks.

7. Lock your bike to an immovable object: Secure your bicycle to a sturdy structure that cannot be easily dismantled or moved. Make sure the object you're locking your bike to is firmly anchored.

8. Remove accessories and valuables: Take off any detachable accessories, such as lights or a bike computer, and store them separately. Additionally, don't leave any valuables or bags on your bike that could attract thieves.

9. Register your bike: Register your bicycle with your local police department or a bicycle registration service. This can aid in recovery and identification if your bike is stolen.

10. Use GPS tracking devices: Consider using a GPS tracking device specifically designed for bicycles. These devices can help locate your stolen bike and increase the chances of recovery.

11. Take a photo and record details: Take a clear photograph of your bicycle, noting any unique features or markings. Keep a record of the serial number, make, and model. This information can be valuable if you need to report a theft.

12. Be cautious with quick-release mechanisms: If your bike has quick-release mechanisms for wheels or seat posts, consider replacing them with theft-resistant alternatives. Thieves can quickly remove these parts if they are not secured.

13. Be aware of your surroundings: Stay vigilant and observant when parking or locking your bike. If you notice any suspicious activity or individuals around, it's best to find an alternative location.

14. Consider bicycle insurance: Explore bicycle insurance options that provide coverage in case of theft. This can offer financial protection and peace of mind.

Remember, while these tips can significantly reduce the chances of your bike being stolen, determined thieves may still find ways to bypass security measures. So, it's important to stay vigilant and take precautions to protect your bicycle at all times.